Senior Product Engineer

We're hiring a Senior Product Engineer! At Skip, our Engineers are curious, technical generalists who can think across disciplines and ship end-to-end. At Skip, there's no handoff between "product" and "engineering." You'll talk to ops, sales and product to understand the business constraint, build it, ship it, and iterate. You won't be handed a spec. You'll be the person who writes the spec and the code — by default, you'll direct AI to write the code for you. Product & Engineering At Skip We build the machine that builds the machine. Product and Platform development - we're growing fast. What we build is critical for ensuring we can meet demand of our customers, enabling everyone in the business to be 100x more impactful in what they do. Ensuring our Product and Platform are built for scale and extensibility is crucial, both from a human and technical standpoint. The Self Driving Code Base - AI leveraged development is in, shipping slop is not. Designing the primitives and guardrails that allow us to ship more with increasing levels of quality is now part of the gig. Key Responsibilities

• Own outcomes, not tickets. You'll take a business problem and turn it into a working, scalable system.
• Ship product. We care about what's live and working, not what's in a design doc. You'll ship frequently and iterate based on real usage from our customers or team.
• Make product decisions. You'll scope what to build (and what not to build), sequence work, and make trade-offs between speed, quality, and complexity. You'll talk directly to the people who use what you build
• Create solid code. Our stack is React, Node, TypeScript, AWS. You'll create production code that other engineers can extend and follow - not prototypes that need to be rewritten.
• Direct AI to build. We're an AI-native engineering team. You'll use agent-first workflows to ship at a pace that would be impossible manually. The bottleneck isn't implementation — it's judgment about what to build and why.
• Prioritisation - While you’ll be responsible for making product decisions and moving quickly, you’ll need to work with the team to ensure your velocity is always pointed in the right direction and aligned to our commercial goals.

What You Will Bring

• A curious generalist, not a narrow specialist. You cross disciplines naturally. You've done product thinking, systems design, user research, or ops problem-solving - not because it was in your job description, but because you wanted to understand the whole problem.
• Product instinct. You naturally ask "should we build this?" before "how do we build this?" You can talk to a non-technical stakeholder, understand their pain, and translate it into the right technical solution.
• End-to-end ownership. You've shipped features or systems where you were the person responsible for the outcome — from problem definition through to production and iteration. You've built a tonne from scratch, not just inherited and extended.
• Strong technical fundamentals. You write clean, maintainable code, understand systems design, and make pragmatic architecture decisions.
• Comfort with ambiguity. We're a small team at a growth-stage fintech. Requirements are often fuzzy. You're energised by that, not paralysed.
• Clear communication. You write well. You can explain a technical trade-off to a founder and a product decision to an engineer.
• You're in it for the love of the game - you love building. You are a technical builder who loves solving problems, if “software engineering” to you is just a “good job” - this probably isn’t the shop for you.

Why Join Us

• Shape what building software looks like in the AI era
• Remote flexibility
• Competitive remuneration & ESOP - we want you invested in Skip's success
• Work on meaningful problems - helping more Australians access home ownership sooner
• High agency, high ownership environment where strong operators can make a visible impact
• Opportunity to lead operational transformation during a period of rapid growth